Actionable AI

Accelerate fraud prevention and compliance decisions with Actionable AI

Automate, detect, respond, and scale without compromising your controls.

CLIENT IMPACT

Actionable AI delivers real-world value, not just informational alerts

• “Alloy's AI Assistant saves me a significant amount of time and gives me the confidence to quickly review and close watchlist alerts based on the insights it provides.”

• "Fraud Signal delivers the precision and speed necessary to intercept emerging fraud, effectively augmenting the capabilities of our existing controls and leading to a tangible enhancement of our overall risk coverage."

• "Not only will [Fraud Attack Radar] notifications allow us to take quick action and contain potential risk, they'll save time and resources in the long term so our teams can focus on a unified and holistic view of identity within the Alloy platform."

ACTIONABLE AI SUITE

Predictive machine learning models meet generative and agentic AI

Whether you’re stopping fraud at origination or automating compliance work behind the scenes, Alloy helps you apply AI where it matters most. Catch more fraud and reduce manual work to focus on growth.

1. The AI Assistant

   Automate operationally-heavy tasks and eliminate manual friction in risk and compliance workflows.
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2. Fraud Signal

   Score customer risk to surface suspicious behavior throughout the customer lifecycle.
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3. Fraud Attack Radar

   Detect coordinated fraud attacks at account opening across your origination channel.
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AGENTIC AI

Alloy’s AI Assistant helps you make faster risk decisions

Spend less time investigating while adhering to AML, KYC, and CRA requirements.

The AI Assistant extends across every surface of the Alloy platform.

• Application reviews:
  Understand why an application is pending and what should happen next.

• Investigation prep:
  Uncover insights you might otherwise miss.

• Watchlist hit triage:
  Focus your time where risk is highest.

• KYB & KYC research:
  Automate tedious compliance workflows.

PREDICTIVE MACHINE LEARNING

Fraud Signal stops fraud in its tracks

Stay on top of risk with predictive ratings that span the full customer lifecycle.

Streamlined reviews

Catch suspicious behavior.

Risk scoring

Customer-level risk scoring.

Faster decisions

Distill signal from noise.

Flexible fraud detection

Adapt to new fraud tactics in real time.

FRAUD INTELLIGENCE

Fraud Attack Radar stops fraud attacks before they escalate

Contain coordinated fraud attacks while keeping your application funnel open.

Real-time attack detection

Protect growth without taking channels offline.

Rapid containment

Secure channels automatically.

Instant insights

See the full picture at a glance.

Portfolio-wide visibility

Stay on top of your funnel’s health.

UNIFIED AI

AI that’s native to Alloy’s identity and fraud prevention platform

Alloy’s machine learning models and AI Assistant operate on the same data, policies, and customer history as your end-to-end identity and fraud prevention workflows. You can even bring your own third-party and internal AI models to our platform.

• Deep data foundation

  Stop bad actors before money moves by connecting fragmented data under a central interface.

• Identity-centric by design

  Powered by rich identity signals and behavioral insights from Alloy’s network of 270+ data solutions.

• Full-context decisioning

  Policymakers and Alloy's AI Assistant operate on richer context, referencing real policies, past actions, and customer history to make decisions.

• Actionable insights

  Close the loop between decisioning and action. Deploy fallback workflows and understand the policies in place.

FAQs

• How does Alloy use AI to detect fraud?

  Alloy uses portfolio- and account-level machine learning models for risk assessment in real time.

• How does Alloy respond when fraud is detected?

  Alloy pairs AI-powered detection with automated response workflows.

• What is Fraud Attack Radar?

  Fraud Attack Radar is a specialized AI-driven fraud detection tool.

• How does Fraud Signal work?

  Fraud Signal is a machine learning fraud model that scores risk at the customer level.

• What is the Alloy AI Assistant?

  The Alloy AI Assistant is a native, context-aware AI agent embedded directly within our risk and identity infrastructure.

• How does Alloy improve efficiency for fraud and compliance teams?

  Alloy’s AI Assistant expedites procedural work that can’t be straight-through processed.

• How does Alloy reduce manual reviews?

  Alloy reduces manual reviews by automating clear decisions and routing only edge cases to analysts.