# alloy.com

> AI-optimized mirror of alloy.com containing 50 pages totalling 52,404 words of clean markdown content, structured data, and semantic HTML. Original source: https://alloy.com. Last updated: 2026-09-02T02:03:39.516Z.

Each page is available as HTML (with JSON-LD structured data) and Markdown (text-only, ideal for LLMs and RAG).

## Homepage

- [AI-Powered Financial Crime and Customer Risk Management… | Alloy](/content/site-root.html): Alloy is the global AI-powered risk management platform that accelerates onboarding, stops financial crime, and simplifies compliance. (2,701 words)

## Articles & Blog Posts

- [The Benefits of Alloy for Credit Unions | Alloy](/content/credit-unions/index.html): Learn how Alloy’s Identity Risk Solution helps credit unions with in-branch and online account openings, compliance requirements, and, most of all, fraud… (792 words)
- [Mid-year checkpoint: 6 compliance trends | Alloy](/content/blog/mid-year-checkpoint-6-compliance-trends/index.html): Learn how recent CFPB rules and EU crypto legislation could impact your compliance programs in the short- and long-term future. Read Alloy’s mid-year… (2,574 words)
- [5 must-know AI concepts for fighting fraud | Alloy](/content/blog/5-must-know-ai-concepts-for-fraud/index.html): AI-driven fraud is rising, but banks, credit unions, and fintechs are fighting back with machine learning. (3,393 words)
- [Earnest | Case Study | Alloy](/content/case-studies/earnest/index.html): How Earnest increased its automated approval rate by 56% (750 words)
- [Ramp | Case Study | Alloy](/content/case-studies/ramp/index.html): Ramp improves fraud detection efficiency by 75% (759 words)
- [AI is not the fraud lifeline banks think it is | Alloy](/content/blog/bankers-think-ai-is-an-anti-fraud-lifeline-theyre-gravely-mistaken.html): Banks are in an arms race to catch up to fraudsters' use of gen AI — but should they fight fire with fire? (950 words)
- [5 ways AI actually prevents fraud in financial services | Alloy](/content/blog/5-ways-ai-fraud-detection-helps-financial-orgs/index.html): Learn how AI fraud detection works in practice, from automated document verification to real-time attack monitoring. (2,301 words)
- [Brex | Case Study | Alloy](/content/case-studies/brex/index.html): Brex automates 80% of new account openings (483 words)
- [Novo | Case Study | Alloy](/content/case-studies/novo/index.html): Novo reduces manual reviews by 50% and doubles customer conversion rates (535 words)
- [Stablecoins in 2025: How Alloy powers global risk innovation | Alloy](/content/blog/stablecoins-programmable-money-risk-management/index.html): Discover how stablecoin regulation and global fintech adoption are reshaping payments. See how Alloy helps institutions and fintechs manage on-chain and… (1,549 words)
- [Fight back against banks scams | Alloy](/content/blog/bank-scams-ato-app-fraud/index.html): Learn how financial institutions and fintechs can detect scams earlier, protect customers from losses, and strengthen their fraud prevention program. (1,862 words)
- [Getting ahead of first-party fraud | Alloy](/content/blog/how-to-stay-ahead-of-first-party-fraud/index.html): What is first-party fraud? Let’s look at some examples, identify key challenges, and find out how to fight back with automated fraud processes, KYC, and… (1,972 words)
- [Fraud Prevention for Banks and Fintechs | Alloy](/content/fraud/index.html): Alloy helps financial institutions and fintechs prevent fraud at every stage of the customer lifecycle with AI fraud detection. (1,809 words)
- [Suncoast Credit Union | Case Study | Alloy](/content/case-studies/suncoast-credit-union/index.html): Case study: Suncoast Credit Union uses Alloy to reduce fraud, increase auto-approvals, and scale digital onboarding with AI-powered identity management. (1,553 words)
- [2025 State of Scams Report | Alloy](/content/reports/2025-scams-report/index.html): Get insights on how scams are impacting consumers and reshaping trust in financial organizations. (1,745 words)
- [KYC KYB KYT: Know your K-Y terminology | Alloy](/content/blog/kyc-kyb-kyt/index.html): Fintechs: What's the difference between KYC and KYB verification? How do KYC checks work? Alloy clarifies essential identity verification definitions. (1,375 words)
- [The benefits of automated step-up verifications | Alloy](/content/blog/the-benefits-of-step-up-verifications/index.html): Keep bad customers out and let the good ones in while bolstering an identity-focused fraud prevention model. What you need is a thorough, automated… (1,616 words)
- [Transaction Monitoring Software for Banks & Fintechs | Alloy](/content/aml-transaction-monitoring/index.html): Detect suspicious activity in real time with Alloy's transaction monitoring platform. Get AML rules, case management, and SAR filing in one place. (1,320 words)
- [How you can stop fraud at the flip of a switch | Alloy](/content/blog/how-you-can-stop-fraud-at-the-flip-of-a-switch/index.html): You don’t want to get caught in a fraud attack and then have to scramble to figure out how to respond, build new workflows and integrate with new data… (1,242 words)
- [Fraud Q&A Series: Detect and prevent account takeover fraud… | Alloy](/content/blog/detect-and-prevent-account-takeover-fraud-attacks/index.html): Introducing a new blog series that highlights the most pressing fraud trends affecting financial institutions today. For the first installment, we talked… (1,044 words)
- [Adyen’s Leslie O’Callaghan on the balance of risk and growth | Alloy](/content/blog/adyens-leslie-ocallaghan-on-managing-risk/index.html): We interviewed Leslie O’Callaghan, Global Head of Legal at Adyen, about managing risk at a high-growth organization. (210 words)
- [Authentication & Account Servicing for Financial Services | Alloy](/content/authentication-account-servicing/index.html): Continuously assess customer risk across all channels, reduce friction for trusted users, and strengthen protection against threats. (1,300 words)
- [Alloy introduces embedded finance risk management solution | Alloy](/content/blog/alloy-for-embedded-finance-risk-management/index.html): Embedded finance solutions can help banks maintain compliance control while giving fintechs the flexibility to customize their risk management approach. (1,647 words)
- [Grasshopper Bank | Case Study | Alloy](/content/case-studies/grasshopper-bank/index.html): How Grasshopper Bank reduced manual reviews by 58% (1,365 words)
- [Elements Financial Credit Union | Case Study | Alloy](/content/case-studies/elements-financial/index.html): Alloy Onboarding helps Elements meet member expectations and stop more fraud at origination (1,120 words)
- [Alloy provides new tool to improve the audit process for… | Alloy](/content/blog/embedded-finance-sponsor-bank-audit/index.html): Alloy for Embedded Finance launches complimentary audit-only features for sponsor banks to view their fintech partners’ risk controls. (1,115 words)
- [Alloy AI Assistant Gets Smarter: July 2026 Release Notes | Alloy](/content/blog/product-updates-july-2026/index.html): Alloy's July 2026 release: an AI Assistant with visible reasoning, self-service login aggregation rules, faster Journeys, and new data integrations. (848 words)
- [Perpetual KYB solution for business verification and AML | Alloy](/content/kyb-solution/index.html): Continuous KYB verification for AML compliance, ownership changes, and ongoing monitoring across complex business relationships. (776 words)
- [Red Canoe Credit Union | Case Study | Alloy](/content/case-studies/red-canoe-credit-union/index.html) (973 words)
- [Why your fraud model is broken | Alloy](/content/blog/your-fraud-model-is-broken/index.html): Most fraud prevention models no longer keep up with current threats because they focus on transactions instead of identity. (964 words)
- [The great balancing act: fraud prevention and customer… | Alloy](/content/blog/the-great-balancing-act-fraud-prevention-and-customer-experience.html): Alloy CEO Tommy Nicholas and Jamie Warder, Executive VP & Head of Digital Banking at KeyBank, react to Forrester's study, The Identity Decisioning… (897 words)
- [Live Oak Bank | Case Study | Alloy](/content/case-studies/live-oak-bank/index.html): How Live Oak Bank reduces fraud losses by 27% (930 words)
- [Key Findings From Alloy’s 2024 Embedded Finance Report | Alloy](/content/blog/takeaways-2024-embedded-finance-report/index.html): Alloy’s Principal Advisor of Fraud & Identity Risk, Sara Seguin, weighs in on what today’s sponsor banks are saying about risk and compliance. (831 words)
- [Agentic AI for Fraud and Compliance | Alloy](/content/actionable-ai/index.html): Move beyond alerts with Alloy’s Actionable AI. Detect fraud, automate compliance workflows, and take action directly inside your identity and risk. (661 words)
- [Argyle | Partners | Alloy](/content/partners/argyle/index.html): Argyle is an Alloy data partner providing multiple data source integrations used for accessing employment records and income data. (236 words)
- [UK fintechs lost as much as £5 million to fraud last year, as… | Alloy](/content/about/press/uk-fintechs-lost-as-much-as-5-million-to-fraud-last-year-as-fraud-events-rise.html): London, 19 March 2025 -- More than two in three UK fintech companies (68%) are reporting higher fraud volumes compared with one year ago, according to new… (809 words)
- [Automated Credit Decisioning Software | Alloy](/content/credit/index.html): Alloy helps financial institutions make faster, more accurate credit decisions with alternative data and automated workflows across the full customer… (802 words)
- [Study: The Identity Decisioning Imperative | Alloy](/content/ebook/identity-decisioning-imperative/index.html): 9% of banks have already adopted an Identity Decisioning Platform, and 65% plan to follow in the next two years. Download the full study to find out what… (240 words)
- [Alloy Partners with Plaid to Expand Access to Risk Solutions… | Alloy](/content/about/press/alloy-partners-with-plaid/index.html): NEW YORK (April 2 , 2026) – Alloy, a leading identity and fraud prevention platform provider, today announced a partnership with Plaid, a global data… (615 words)
- [Mountain America Credit Union | Case Study | Alloy](/content/case-studies/macu/index.html): How Mountain America Credit Union reduces fraud by 29% (639 words)
- [Alloy and Stash team up to advance our shared mission of… | Alloy](/content/blog/alloy-and-stash-team-up-to-advance-our-shared-mission-of-financial-inclusion.html): We’re thrilled to announce that Alloy is teaming up with Stash to help launch their innovative new platform, Stash Core. Alloy’s Identity Decisioning… (394 words)
- [Experian | Partners | Alloy](/content/partners/experian/index.html): Experian is an Alloy data partner providing multiple data source integrations used for decisioning when onboarding new customers while reducing risk. (590 words)
- [2024 State of Embedded Finance Report | Alloy](/content/reports/state-of-embedded-finance-report-2024/index.html): Looking at the year’s top trends in embedded finance risk management and compliance (300 words)
- [Middesk | Partners | Alloy](/content/partners/middesk/index.html): Middesk is an Alloy data partner providing multiple data source integrations used to verify business identities during onboarding. (270 words)
- [Borderless KYC for Crypto | Alloy](/content/crypto/index.html): Know your users and build safer crypto products. (593 words)
- [State of Compliance Benchmark Report | Alloy](/content/reports/state-of-compliance-benchmark-report-2023/index.html): Looking at compliance trends in 2023 and making predictions for 2024 (258 words)
- [FiVerity | Partners | Alloy](/content/partners/fiverity/index.html): FiVerity is an Alloy data partner providing risk scoring to mitigate fraud during new customer onboarding. (194 words)
- [Neuro-ID | Alloy](/content/partners/neuroid/index.html): Neuro-ID is an Alloy partner providing solutions to enhance fraud detection during the new customer onboarding process. (231 words)
- [Navan’s Rajat Bhatia on managing risk | Alloy](/content/blog/risky-business-navans-rajat-bhatia-head-of-risk-management.html): We interview Navan's Head of Risk Management, Rajat Bhatia about the biggest misconceptions about what it means to manage risk at a fast-growing… (271 words)

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